People helping people

Credit Unions are mutual savings and loans societies. Membership is based on a ‘common bond’, something which links members together. Our common bond is that members either live or work in  Calderdale and Kirklees

Our Ethos

Calderdale Credit Union Ltd is passionate about the encouragement of savings for its members,  Staff are trained to point out the benefits of personal savings. We believe that starting to save is the first step towards lifestyle changes that can improve the health and welfare of  the family; and improve future opportunities for the young.

We know that there is a dignity in having personal savings which increases self-respect and esteem. Seeing savings grow is not only satisfying, but it is also a testament to a person’s willingness to learn to manage to live within their means and look beyond instant gratification.

We believe in the idea of educating our members to manage their income properly and to learn to borrow money responsibly, and to understand their commitment to repayment of loans.

Mission Statement

‘THE PURPOSE OF CALDERDALE CREDIT UNION IS TO PROVIDE FINANCIAL SERVICES FOR EVERYONE IN CALDERDALE ‘

Main goals:

  • improve our service to members

  • reduce costs through efficiency measures

  • pay interest/dividends every year

  • attract investor members

  • become fully sustainable

  • improve member financial education

Find out more about Credit Unions - ABCUL