Instant Top Up Loan, same day decision, borrow up to an extra £500

If you:

  • Have been a member for at least 2 years
  • Have made regular savings into the Credit Union
  • Have not had a change of circumstances since your most recent loan application
  • Have not missed any payments on your current loan

Then you may be eligible for an instant top up loan of up to £500.

Instant loans are available over the counter at both our main Commercial Street office, and our office at Todmorden – at the Todmorden office the Instant loan would be paid onto your Pre-paid card.

You do not need to make an appointment but you will be asked to complete a quick application form. If you meet the above criteria we will look at your request straightaway and, should this be successful, the cash will be available immediately, or paid onto your Pre – Paid card.

If you do not have Re-loadable - Pre- paid CredECard, you can apply at either of the above offices by completing a form, there is a one off fee of £5.00

For more information on the card, please go to the service area of our website.