Starter Loan 

Available to new members who have not yet made regular savings with the Credit Union

If you are thinking about taking out a loan with Calderdale Credit Union but have not made regular savings we may still be able to help.

You may be eligible to borrow up to a maximum of £2,500 dependent upon your financial circumstances. Our staff will work with you to establish how much you can afford to repay and will agree a regular savings amount. Withdrawals can only be made when the savings balance exceeds the loan balance and will be limited to the difference between the two.

You can choose to repay your loan either weekly, fortnightly, four weekly or monthly by standing order, payroll deduction or via benefit income.